Square Fees (US, Online)
Square's US online payment fee is 2.90% + $0.30 per transaction in USD, for us standard online payments. This seed figure was captured from Square Payments Pricing (official) and last verified on 2026-11-07. It is informational — confirm the current rate on Square's official site before relying on it. Use the Square fee calculator to see the fee on any amount, or compare all three in the comparison tool.
| Processor | Square |
|---|---|
| Percentage fee | 2.90% |
| Fixed fee | $0.30 per transaction |
| Currency / Region | USD / United States |
| Applies to | US standard online payments. |
| Evidence grade | A — Official source (processor pricing page) |
| Source | Square Payments Pricing (official) |
| Last verified | 2026-11-07 |
| Notes | Standard US rate for online payments. In-person (2.6% + 10¢) and custom rates differ and are out of scope here. |
Informational only — not financial or tax advice.
NetFee Tools is an independent reference. Fee figures are seed values captured from each processor's official US pricing page and may be outdated or not apply to your specific account, transaction type, or volume. Always confirm current rates on the processor's official site. We are not affiliated with, endorsed by, or sponsored by Stripe, PayPal, or Square, and we do not display their logos.
Square fees 2026: the US standard online rate
The table above shows the single US standard online rate captured from Square's official pricing page, with its source, evidence grade and verification date. Square fees 2026 searches frequently mix online and card-present pricing; those are separate schedules and this page documents the online one only.
Square credit card processing fees and what they cover
The percentage-plus-fixed structure is the bundled price a US merchant pays for a successful standard online card payment. It is not an interchange breakdown: interchange, card-network assessments and the processor's margin all sit inside it. For an explanation of those layers, read payment gateway fees vs processing fees.
How much does Square cost?
For the transaction rate alone, use the calculator with your own amounts. But “how much Square costs” can also include hardware, point-of-sale software subscriptions, payroll, add-on services and in-person rates. We verify only the US standard online per-transaction fee, so check Square's official pricing page for anything else.
How much does the Square cost per transaction?
On our seed rate it is the percentage of the charge plus the fixed fee shown in the table above. The Square fee calculator performs that arithmetic in exact cents. Because the fixed amount does not scale, small payments carry a higher effective percentage than large ones.
How much does Square Register cost?
Square Register is a hardware and point-of-sale product with its own pricing, separate from the per-transaction online rate published here. We do not verify hardware prices, software subscriptions or in-person rates, so we do not quote them. Confirm those on Square's official pricing page; our methodology defines the boundary of this dataset.
Frequently asked questions
What is Square's US online payment fee?
2.90% + $0.30 per transaction for us standard online payments. This is a seed value captured from Square Payments Pricing (official) on 2026-11-07 (evidence grade A); always confirm the current rate on Square's official pricing page.
Where does this fee data come from?
Each figure is captured from the processor's official pricing page and tagged with an evidence grade (A = official source), a source link, and a last-verified date (2026-11-07). We publish seed values, not a live feed.
Are there Square rates that are not shown here?
Yes. Standard US rate for online payments. In-person (2.6% + 10¢) and custom rates differ and are out of scope here. This page deliberately lists one narrow, verifiable rate rather than an unverified range.
How often is this fee data updated?
Fee figures are re-verified on a cadence and every change is recorded in the fee change log. An automated watcher only produces drafts; a human reviews and approves any published change.