PayPal Fee Calculator
PayPal charges 3.49% + $0.49 per successful online payment in the US (seed value from PayPal US Merchant Fees (official), verified 2026-11-07). On a $100 charge, the fee is $3.98. Enter any amount above to see your exact fee and payout; always confirm current rates on PayPal's official site. See the sourced fee data and verification date →
Calculations run entirely in your browser. No amount is sent to any server.
Current PayPal rate (US, online)
| Processor | Percentage | Fixed fee | Scope | Source | Verified |
|---|---|---|---|---|---|
| PayPal | 3.49% | $0.49 | US standard domestic commercial transactions (online). | PayPal US Merchant Fees (official) | 2026-11-07 |
Informational only — not financial or tax advice.
NetFee Tools is an independent reference. Fee figures are seed values captured from each processor's official US pricing page and may be outdated or not apply to your specific account, transaction type, or volume. Always confirm current rates on the processor's official site. We are not affiliated with, endorsed by, or sponsored by Stripe, PayPal, or Square, and we do not display their logos.
PayPal fee for $100
The PayPal fee for $100 is the percentage of the charge plus the fixed per-transaction amount shown above; the direct-answer block gives the exact total and the net payout. Change the amount in the calculator to see any other value, or switch to “Keep → charge” to price a sale so you still receive your intended amount after the fee.
What this calculator does not include
It applies the US standard domestic commercial online rate in our seed dataset to one successful transaction. Currency conversion, chargebacks, refunds, in-person payments and personal transfers follow different rules and are not modelled here. See the sourced PayPal fee data and our methodology for the exact scope.
Frequently asked questions
How much does PayPal charge per transaction?
For US standard online payments, our seed rate for PayPal is 3.49% + $0.49 per successful transaction. This is a seed value captured from PayPal US Merchant Fees (official) on 2026-11-07 (evidence grade A); always confirm the current rate on PayPal's official pricing page.
How much does PayPal charge on a $100 payment?
At 3.49% + $0.49, a $100 charge costs $3.98 in fees and leaves you $96.02. The calculator above shows the exact fee and payout for any amount, including the reverse "charge → keep" mode.
Does PayPal charge a fee?
Yes for commercial transactions. Our US standard domestic commercial online rate is 3.49% + $0.49. Whether a specific payment is treated as commercial depends on how it is sent and the account type. This is a seed value captured from PayPal US Merchant Fees (official) on 2026-11-07 (evidence grade A); always confirm the current rate on PayPal's official pricing page.
How much does PayPal charge?
For US standard domestic commercial online transactions, our seed rate is 3.49% + $0.49 per transaction. On a $100 charge that is $3.98 in fees, leaving you $96.02. This is a seed value captured from PayPal US Merchant Fees (official) on 2026-11-07 (evidence grade A); always confirm the current rate on PayPal's official pricing page.
Are personal transfer fees included in this calculator?
No. NetFee Tools is built for sellers and merchants, and this dataset covers US standard commercial (merchant) transactions only. Personal or friends-and-family transfers follow different rules, so we do not quote a rate for them here — check PayPal’s official fee page for those.
How is the PayPal fee calculated?
Multiply the charge by the percentage rate, then add the fixed per-transaction fee. For example, $100 × 3.49% = $3.49, plus $0.49 fixed = $3.98 total. Our calculator uses integer-cent arithmetic so no cents are lost to rounding.
Are there other PayPal rates besides this one?
Yes. Standard US rate for domestic commercial transactions. Micropayments, international, and PayPal Payments Standard variants differ. This site tracks only the US standard online rate listed above.